Established Fintech & Digital Payments Platform For Sale

Listing ID: SL035746
Posted By: Owner
Last Active: 3 days ago
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About Business

An established fintech and digital payment services business, operating successfully for the past 4 years, is available for 100% acquisition.

Business Overview: The business operates as a proprietorship and provides a range of digital payment and financial transaction services through its technology platform.

Business Details:
- Business Structure: Proprietorship
. - Industry: Fintech / Digital Payments.
- Business Experience: 4 years.
- Active Retailer Network: 1,300.

Financial Performance:
- Monthly Net Profit: ₹2.5 lakh.
- Annual Net Profit: ₹30 lakh.

Services Offered:
- Mobile recharge services across operators.
- Various bill payment services.
- Aadhaar Enabled Payment System (AEPS) services.
- DTH recharge services.
- Credit card to bank transfer services.
- B2B and B2C digital payment solutions.
- Retailer and distributor network services.

Business Assets:
- Established brand.
- Existing website and online presence.
- Software portal and mobile application.
- Established retailer network.
- Four years of business operating history.
- Existing technology and service integrations, subject to applicable transfer approvals.

Acquisition Details:
- Sale Type: 100% business acquisition.
- Indicative Asking Price: ₹1.25 crore (negotiable).

Growth Trajectory (YoY) : 27%

Clientele type

The business primarily serves retailers, small business owners, distributors, and digital payment service providers across India.

Customer Base:
- Retailers: 1,300 active retailers using the platform for mobile recharges and digital bill payment services.
- Small Business Owners: Local shops and entrepreneurs offering digital payment services to their customers.
- Distributors: Business partners supporting and expanding the retailer network.
- End Customers: Individuals seeking convenient mobile recharges, DTH recharges, and utility bill payment services.
- Fintech Service Partners: Technology and API partners supporting digital payment operations.

Target Market:
The business operates in the Indian B2B and B2C digital payments market, primarily targeting retailers and small businesses seeking to offer multiple digital services through a single platform.

Premises

The premises are leased.

Asking Price Includes

Goodwill & brand name, Customer database & contracts, Supplier agreements, Licences & registrations (transferable), Digital assets (website/social/apps), Franchise / distribution rights

Reason

Focusing on another business / venture

Licences

Shops & Establishment

Business Tags

Established Fintech & Digital Payments Platform For Sale

Business Exit for ₹10 Cr – 200 Cr

Structured Transition Completed in 120 Days

Credible Buyer Connections, Confidential Discussions, and Seamless Closure

Supported by Advisors with 26+ Years of Experience

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Before buying a Established Fintech & Digital Payments Platform For Sale, check:
  • Growth prospects of the industry and business
  • Sales, profitability, and cash flow of the business should be considered
  • Consideration you have to pay; form of consideration (either cash or shares or some combination of both) to be paid?
  • Source of financing the purchase
  • Amount of additional investment that will be required to grow business
  • Does the business have a second-line of management?
  • Are you going to run the business on a day-to-day basis or appoint some professional for the same?
  • What decisions are to be taken to improve the profitability of the business?
  • Time period of payback or return is envisaged from the business?
  • Any long-term strategic benefit or synergy with your existing business?
  • Will the clients continue with the business after the acquisition?

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Yes. Once connected, you can negotiate:
  • Deal structure (cash, equity, mix)
  • Transition timeline
  • Support during handover
  • Final consideration based on due diligence

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