Digital Lending Platform Raising Funds In Mumbai

About Business

This opportunity involves a next-generation fintech platform focused on building intelligent, technology-first financial infrastructure for modern businesses, creators, and global users. Rather than simply digitizing traditional finance, the platform is designed to offer scalable, innovative financial solutions that meet the needs of a digitally connected world.

Core Products and Services
The platform provides a range of digital financial tools, including:

- Smart accounts for seamless financial management
- Intelligent payment solutions for faster, secure transactions
- AI-driven financial insights to enable better decision-making
- Adaptive credit solutions tailored to business and individual needs

The platform is also designed to expand into embedded finance, programmable money, and advanced financial intelligence services, offering flexibility and long-term growth potential.

Unique Value Proposition
Built as a future-native financial platform, the business emphasizes predictive finance, AI-powered decision-making, global scalability, and transparent operations. Unlike legacy banking models, it is fully technology-driven, designed for efficiency, reliability, and adaptability.

Market Opportunity and Growth Potential
The platform aims to become a foundational financial infrastructure provider over the next 10–15 years. It targets smarter capital flow, global financial access, and the creation of next-generation financial products at scale. With increasing demand for digital and AI-driven financial services, the platform has significant potential for rapid adoption and expansion.

Ideal Investor Fit
This opportunity is suitable for investors looking to back a technology-first, high-growth fintech platform with strong scalability, innovative solutions, and a vision to redefine the future of financial services globally.

Clientele type

The company caters to a wide variety of clients across different sectors, including:

- Small and medium-sized enterprises (SMEs)
- Schools, colleges, and other educational institutions
- Real estate developers and related businesses
- Housing societies and community organizations
- Service-oriented businesses and individual professionals
- Emerging digital platforms and startup ventures

Premises

The founders plan to launch the platform next month, and following a successful rollout, the office will operate from leased premises.

Asking Price Includes

The company is currently raising capital through an equity round. Due to the lending-focused nature of the business model, the required round size is significant. Any additional capital needs are expected to be addressed through debt financing, which can be discussed in further detail with potential investors.

Asking Price

INR 20.00 Cr

Minimum ticket size

INR 5.00 Cr

Reason

This transaction is aimed at supporting the growth and scaling of a technology-driven lending platform, with a strong emphasis on long-term sustainability.

Licenses

Currently we have signed NDA with NBFC for lending purpose

More Details

Management and Team

The company is led by a founder-driven management team, supported by a core group of 15 professionals working across product, technology, research, and strategy. The leadership includes an experienced manager with over 15 years of industry experience and a strong background in banking, bringing deep domain expertise, operational discipline, and strategic guidance to the business. The organization emphasizes long-term planning, ethical innovation, and scalable execution.


As an early-stage fintech venture, the company has made significant progress in building foundational financial technology. Key achievements include defining a future-ready platform vision, completing initial market validation, establishing a long-term strategic roadmap, and assembling a capable cross-functional team to drive the execution of its vision.