Active NBFC with Business For Sale In Jharkhand
About Business
RBI certified NBFC providing last-mile lending operations with deep wide hinterland reach in rural Jharkhand and neighboring states. Specializes in multiple loan products including Group Loans, Micro Loans, SME Loans, and Speed Loans. Offers fast, effective, lean and efficient management processes with an efficient risk management and screening system. Profitable since FY 2022 with no bank borrowings or liabilities. Services micro-entrepreneurs and small businesses in underserved rural markets. All loans are insured through partnerships with leading insurance providers.
Clientele type
Micro-entrepreneurs and small businesses in rural Jharkhand and neighboring states, including hardware stores, retail shops, pharmacies, coaching centers, garment retailers, restaurants, agricultural businesses, poultry farms, and other small and medium enterprises. Primary focus on the unbanked and underserved rural population.
Premises
The premises are leased.
Asking Price Includes
RBI NBFC license, established customer base, operational infrastructure, existing loan portfolio, Jaguar Software loan management system, insurance partnerships with Go Digit and Kotak General Insurance, marketing and operational systems, goodwill and brand reputation in the region.
Reason
The promoters are moving out of India.
More Details
Experienced management team with expertise in NBFC operations and rural lending. Operations present in major cities of Jharkhand including Jamshedpur, Ranchi, Dhanbad, Giridih, Deoghar, Madhupur, and Jamui Bihar. Utilizes modern digital lending solutions with Jaguar Software for loan origination, management, collection, and financial accounts. Strong verification and field investigation mechanism. Automated collection mechanism through ECS. Large customer base of micro-entrepreneurs with established goodwill in the region. Asset-light business model with relatively small investment requirement. 100% FDI permissible.
Keywords
Business Tags
Business Exit for ₹10 Cr – 200 Cr
Structured Transition Completed in 120 Days
Credible Buyer Connections, Confidential Discussions, and Seamless Closure
Supported by Advisors with 26+ Years of Experience